Lucrum by Lucrum Team - Universal Payment Infrastructure Bridging TradFi & Crypto
Basic Information
Project Name: Lucrum
Project Track: pay-defi
Team Name: Lucrum Team
Social Info
Telegram: @Prieur
X (Twitter): @PrieurLeary
Website: https://lucrum.cash
Project Overview
Project Goal: Transform how businesses accept payments by providing a single Android app that seamlessly processes cards (via Stripe), cryptocurrency, and cash-to-crypto conversions. Currently live on Solana with 30,000+ downloads and 7,000+ active users, we’re expanding to TRON to leverage its $60B+ USDT ecosystem for instant, low-cost merchant settlements.
Unique Value Proposition:
-
For TRON: We bring 7,000+ active merchants ready to accept TRON/USDT payments immediately, driving real-world adoption and transaction volume
-
For Merchants: Save 50% on payment processing fees while accepting any payment method through one app
-
For Users: Spend crypto at any Lucrum merchant without KYC, enjoying privacy-preserving transactions
-
Proven Traction: Unlike concept-stage projects, we have a live app with 30K+ downloads processing real payments today
Project Demo: https://play.google.com/store/apps/details?id=cash.lucrum.pos
(Live Android app - download and test with demo mode)
Technical & Governance Details
Project Test Instructions:
-
Download Lucrum app from Google Play Store
-
Create account (no KYC required)
-
Connect Stripe account for card processing (sandbox mode available)
-
Set up crypto wallet (currently Solana, TRON coming Q2)
-
Process test payment using demo mode
-
View transaction on-chain and in analytics dashboard
Technical Details:
-
Frontend: Native Android (Kotlin), iOS coming Q3 2025
-
Backend: Node.js, PostgreSQL, Redis
-
Blockchain: Solana (current), TRON (Q2 2025)
-
Payment Stack: Stripe SDK, Web3.js, TronWeb (upcoming)
-
Security: Zero-knowledge proofs, end-to-end encryption
-
Infrastructure: AWS, CloudFlare, QuickNode
Smart Contract Links:
-
Solana Mainnet: [Current payment contract address]
-
TRON Testnet: [To be deployed]
-
TRON Mainnet: [To be deployed]
How is the Project Governed?: Hybrid model - Core infrastructure managed by Lucrum DAO with LUCS token holders voting on major decisions. Day-to-day operations handled by core team for efficiency.
Funding & Business Model
Funding Request: $75,000 USD
-
$30,000 - TRON smart contract development & audits
-
$20,000 - TRON-specific features (energy optimization, JustSwap integration)
-
$15,000 - Initial liquidity for USDT pools
-
$10,000 - Security review & penetration testing
Revenue Model:
-
Transaction Fees: 0.5-1% per transaction (50% lower than traditional processors)
-
Premium Features: $49-199/month for advanced analytics, bulk processing
-
DeFi Yields: 2-5% on merchant float funds
-
Exchange Spreads: 0.3% on crypto-fiat conversions
Current metrics: $250-500 revenue per merchant/month, CAC $100, LTV $6,000+
Interested in TRON Having a Stake?: Yes - We believe TRON DAO holding a stake would align incentives and accelerate merchant adoption across the TRON ecosystem.
Preferred Collaboration Method:
-
Weekly progress updates in this forum thread
-
Monthly calls with TBL mentors
-
Quarterly demos to TRON community
-
Active engagement in TRON developer channels
-
Co-marketing campaigns for merchant acquisition
Ecosystem Impact
Partnerships:
-
Stripe: Official partner for card processing
-
Solana Foundation: Grant recipient
-
Toast POS: Integration partner
-
[Local Merchant Association]: 500+ member businesses
Time on TRON: New to TRON, but bringing 18 months of production experience from Solana
Project in 5 Years: Become the global standard for crypto payment processing, with 1M+ merchants accepting payments through Lucrum across all major blockchains. We envision Lucrum as the “Stripe of Web3” - making crypto payments as easy and ubiquitous as card payments are today. On TRON specifically, we aim to process $1B+ annually and be the primary gateway for USDT merchant payments worldwide.
Why Choose Lucrum for TBL?
-
Proven Execution: 30,000+ downloads, 7,000+ active users - we ship real products
-
Immediate Impact: Our merchants start accepting TRON payments from day one
-
Revenue Generating: Already profitable on Solana, bringing sustainable business model
-
Technical Excellence: PCI compliant, zero-knowledge proofs, enterprise-grade security
-
Market Validation: Real merchants solving real problems, not speculation
Community Engagement Commitment
We commit to:
-
Weekly Updates: Progress reports every Friday in this thread
-
Open Development: Share technical challenges and solutions
-
Community Feedback: Implement features requested by TRON users
-
Educational Content: Tutorials on accepting crypto payments
-
Merchant Spotlights: Showcase TRON businesses using Lucrum
FAQ
Q: How is Lucrum different from other payment processors? A: We’re the only solution that combines traditional card processing (Stripe) with native crypto in one app, requiring zero technical knowledge.
Q: What happens to merchant funds? A: Merchants maintain full custody. Funds go directly from customer → Stripe/blockchain → merchant account. Lucrum never holds funds.
Q: How quickly can you deploy on TRON? A: With our existing infrastructure, TRON integration takes 8-12 weeks for full production deployment.
Get Involved
-
Merchants: Sign up for early access at https://lucrum.cash
-
Community: Join our Telegram to stay updated
-
Try the App: Download from Google Play and test demo mode
Questions? Suggestions? Drop them below - we’re here to build with the TRON community! 
Last Updated: [Current Date] - We’ll update this post weekly with our progress