Hii team rapidloans , Great UI ane looking intresting but my question is How does the project handle the interest rate volatility in the broader crypto market? Are the rates fixed for future iterations, or will there be a dynamic system based on market conditions?
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Thanks Kishan.
Your support is much appreciated. 
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Thanks @block
The interest rate model in Rapid Loans is designed to adapt over time. While we currently have fixed rates, we plan to introduce governance mechanisms in future iterations. This will allow the community to vote and decide on adjusting rates dynamically, reflecting market conditions and ensuring a more flexible system as the platform evolves.
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Awesome effort over the past month! I just gave your project a like. If you havenât yet, feel free to check ours out and give us a like too. Voting starts tomorrow, letâs keep the momentum going! 
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much love for the web3 community!
How will we provide a seamless experience for users when they execute these loans? Are there particular steps in the transaction process that we should emphasize to help build usersâ confidence in our system?
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Well the process is pretty simple for users with little to intermediate solidity knowledge, user just inherits our libraries like we inherit openzeppelin governance in our projects (if you are familiar with solidity) and performs the logic inside execute function. If the user has paid back the loan + fee inside that tx, the logic is executed or else nothing happens!.
For users with no solidity experience, we are planning to automate this process to make it more user friendly. We havent done that in this release because it will have security breaches if we automate this. In future, we are very much willing to work on this!!
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I donât know how I missed this post 
Quick question, why would arbitragers use this solution since flashloan function is already integrated by DEXes themselves and Sunswap has already very deep pools?
Whatâs the current borrowing interest rate? Is it 0.3% like on most of the Uniswap v2?
How can you ensure a minimum interest for lenders? I see 3% on a 15 days staking period? Why not just say: get a share of the fees generated by your staked funds for instance?
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Bro, that doesnât answer my questions at allâŠ
Seems like a copy/paste message from ChatGPT. Kinda red flag for me right now. Please read again my questions.
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Im sorry that i used chatGPT for formatting my previous response, but the content was mine.
Anyways, ill explain it again.
Arbitrage is not the sole use case. Loans without collateral can open many new doors to consumer crypto such as prevent liquidity, swap degrading collateral, debt refinancing, and really much more.
Flash loans and liquidity pool loans are different. Liquidity pool loans on our platform require collateral for the opposite pair. Flash loans are uncollateralized. If you say that the liquidity pool finance such as rates does not seem quite good, here is my response to that.
We were a flash loans provider platform as an idea in the start. Eventually, we make a simple liquidity pool rather than integrating another liquidity pool. We have not given much math thought to liquidity pools, liquidity pool is simple but working, ALL OF THE LIQUIDITY POOL MECHANISM AND RATES WILL BE DETERMINED BY GOVERNANCE OF INVESTORS.
So , if initially the rates arent justified, our goal is to make the liquidity pool fully flexible according to the investors.
I know that liquidity pool isnt that robust, but in my defence i was the only core blockchain engineer in this project and i had my whole focus on flash loans.
Anyways, the whole project works and im only gonna say you that dont stress too much on the liquidity pools, because it will be changed in the future, during governance and yeah, the idea you gave to give returns on their staked tokens, is really good and we are looking for such proposals in the governance to enhance defi math in the pool!
I hope i have answered your questions and this isnt a chatGPT response, lmk if you have any other questions.
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Thanks for taking the time to answer.
Actually I didnât say the interest for lenders was bad. I just asked why choosing a fixed amount per year rather than a % of the fees paid by arbitragers.
3-4% if for instance stablecoins, then itâs not bad. Better than justlend I think.
Also I wanted to know how much arbitragers will pay in fee. For instance if I take a flashloan on sunswap, I pay 0.3% (like if it was a normal swap). Will it be the same?
About the difference between swap loan and flashloan Iâm not sure I understand the difference. In both case I borrow an amount of token and then I pay it back + fees in the same transaction.
There is no stress. Just curious to know more.
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Yes, my initial question was specific to uncollateralized flashloans for arbitragers.
The âproject goalâ section states:
So people arbitraging on DEXes are one of the main targets.
Since those people can borrow the tokens needed directly from the pools (flashloan function is natively integrated in Uniswap v2 and above, where most of the liquidity are and where all the new pairs are created), that they can pay back either in the borrowed token or its equivalent in the other token of the pair, for a 0.3% fee, what is the advantage of their solution?
Maybe I didnât understand well and I donât pretend to know everything so letâs take an example to see if I got it:
If I want to arbitrage between 2 jst/trx pools:
I can borrow jst on a pool, swap for trx in the other pool, bring back trx in the first pool. The total swap fees = a tiny bit less than 0.6% (0.3% per pool).
If I want to do with 3 pools, for instance jst â usdt â trx, then itâs a bit less than 0.9% fees.
If I use their solution, basically I would have to pay the same amount to DEXes but also a fee on their platform, right? Because I would still need to swap in 2 pools in the first example to level those pools or in 3 pools for the second example + borrow and repay on their platform (which probably also means more energy needed for the contract to perform the transaction).
So my question is why would arbitragers use the uncollateralized feature on their platform for dex arbitrage? Maybe to level sunswap v1 pools together? But pools can be leveled directly with v2/v3 so Iâm not sure if really attractive.
If the goal was not to target in priority arbitragers, then the presentation should be changed to highlight another usecase.
Once again I donât pretend to know everything. I primarily want to understand whatâs the commercial advantage and chances of success of the platform in the ecosystem. And judges are probably doing the same.
Make this fix in your head that in flash loans, user needs to provide no collateral, they are instant and in liquidity pools, user needs to invest in the other coin in the pair to borrow a token.
Lets say if i want a flash loan, i need no collateral to give but if i take a liquidity pool loan of trx, i need to have the same amount (or greater)of jst staked inside the liwuidity pool. This is a long term loan just like a bank. But flash loans do not need such thing, request money without any collateral.
Iâm not talking about long term collateralized loans. Iâm talking about atomic transactions, uncollateralised, which I can do on Sunswap v2 or v3, JustMoney, Iswap,âŠ
Thatâs how arbitrage works, bots level pools instantly. The fastest one gets the gains. You donât need to borrow for one month if you want to level pools. You need an instant borrow and repay. Once again, you can do that on DEXes directly. You donât need to stake anything or hold anything to make that kind of transactions.
So Iâm ok to âfix my headâ, but I doubt youâre bringing much help for that 
Your presentation has âflashloanâ all over the place and literally starts with arbitragers on Dex as main target. Now you talk about long term collateralized loans like a bank.
Iâm asking questions to understand, itâs not an attack against your project so donât react like this and keep a positive mind set.
Okay dude first of all, you said you dont understand the difference between flash loans and lending pool loans, that what i was making you understand in the previous post, idk i think "About the difference between swap loan and flashloan Iâm not sure I understand the difference. In both case I borrow an amount of token and then I pay it back + fees in the same transaction.
There is no stress. Just curious to know more." means that you dont get flashloans. So i explained that, sorry if i provided out of context knowledge.
Second of all, i dont see any flash loans on TRON blockchain, we are not dumb to copy paste a project that already exists on tron.
On uniswap yes, flash loans are present but on tron, there is no trace of a flash loan.
Also, those who know the use cases, they will understand this project, because we are only a gateway of possibilities.
I hope you have heard about AAVE on EVM, they provide flash loans just like us, but for evm compatible chains. We are a native TRON flash loan provider, with a plus point of a liquidity pool(âYour presentation has âflashloanâ all over the place and literally starts with arbitragers on Dex as main target. Now you talk about long term collateralized loans like a bank.â), dude i was just making you understand the difference as u said u didnt understand the difference.
As far as arbitrage goes, that is just an example but real minds will definitely have much more usecases of flash loans.
I can give you a usecase myself from a larger perspective,
Lets say a token is going through large crash, all user portfolios are getting liquidated, i take a flash loan, i inject liquidity, stabilize the token, and sell it in the same transaction. That will prevent a major crash.
I am not gonna focus more on use cases now, those who know how to use the protocol, they will use it.
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we do not have any native feature for arbitrage. we just have a function, we gotta specify the logic(whatever in the world you want to do with loaned funds) and pay back the fee, so anyone can use this however he/she wants. WE DO NOT HAVE ANY CONTROL ON THE KIND OF TRANSACTION THAT IS BEING DONE, the contract is abstract to userâs logic.
Never said you donât have other usecases. Just notified that this was the first usecase (and the only one explicitely mentioned) in the project goal. Would be better to mention the others instead in my own opinion.
Sunswap = Uniswap fork
JustMoney = custom Uniswap fork
Iswap = Uniswap fork
Iâm sure of it and donât deny it. It was a question on a specific point which remain unanswered.
I got that but once again, you took arbitrage on DEXes as first usecase in the presentation and itâs a topic that interests me, so I ask questions to know more about how your platform enhance arbitragers experience on Tron (advantage of using your platform in the process, fees,âŠ).
Iâll leave the discussion here. Obviously everything I may say will be interpreted as an attack while what I do here is what Iâve done with dozens or hundreds of other projects. Trying to understand more and, if I can, share some opinions that I hope projects will find helpful. Looks like itâs not well received so, good luck for the hackathon and your web3 journey 
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Nah man we good, If i wouldâve felt attacked, i never would have answered you in such detail.
I appreciate your concern, and yeah somewhere, we were so busy constructing the product rather than its advertisement, so we learned from it for the next time.
Also, i had browsed through sunswap, but i couldnt find any uncollateralized loans mention, maybe im not a part of this community but now im getting a hold of it.
Peace!
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